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IRA Rates

IRA Certificate - Fixed Rates

(Traditional, Roth, Coverdell Education)

Minimum Balance to Open Account = $100

IRA Term
Minimum Balance to Obtain APY
Dividend Rate
Annual Percentage Yield
IRA Term 31 day
Minimum Balance to Obtain APY $100
Dividend Rate 0.050%
Annual Percentage Yield 0.05%
IRA Term 6 month
Minimum Balance to Obtain APY $100
Dividend Rate 0.200%
Annual Percentage Yield 0.200%
IRA Term 9 month
Minimum Balance to Obtain APY $100
Dividend Rate 0.300%
Annual Percentage Yield 0.300%
IRA Term 11 month
Minimum Balance to Obtain APY $100
Dividend Rate 1.985%
Annual Percentage Yield 2.000%
IRA Term 12 month
Minimum Balance to Obtain APY $100
Dividend Rate 0.399%
Annual Percentage Yield 0.400%
IRA Term 18 month
Minimum Balance to Obtain APY $100
Dividend Rate 0.549%
Annual Percentage Yield 0.550%
IRA Term 24 month
Minimum Balance to Obtain APY $100
Dividend Rate0.698%
Annual Percentage Yield0.700%
IRA Term 36 month
Minimum Balance to Obtain APY $100
Dividend Rate0.947%
Annual Percentage Yield0.950%
IRA Term 48 month
Minimum Balance to Obtain APY $100
Dividend Rate1.195%
Annual Percentage Yield 1.200%
IRA Term 60 month
Minimum Balance to Obtain APY $100
Dividend Rate 1.640%
Annual Percentage Yield 1.650%
IRA Term 72 month
Minimum Balance to Obtain APY $100
Dividend Rate 1.689%
Annual Percentage Yield 1.700%
IRA Term 84 month
Minimum Balance to Obtain APY $100
Dividend Rate 1.739%
Annual Percentage Yield1.750%
IRA Term 96 month
Minimum Balance to Obtain APY $100
Dividend Rate1.788%
Annual Percentage Yield1.800%
IRA Term 108 month
Minimum Balance to Obtain APY $100
Dividend Rate1.837%
Annual Percentage Yield1.850%
IRA Term 120 month
Minimum Balance to Obtain APY $100
Dividend Rate 1.887%
Annual Percentage Yield 1.900%

IRA Certificate - Variable Rates

(Traditional, Roth, Coverdell Education)

Minimum Balance to Open Account = $100

IRA Term
Minimum Balance to Obtain APY
Dividend Rate
Annual Percentage Yield
IRA Term 6 month
Minimum Balance to Obtain APY $100
Dividend Rate 0.200%
Annual Percentage Yield 0.200%
IRA Term 18 month
Minimum Balance to Obtain APY $100
Dividend Rate 0.549%
Annual Percentage Yield 0.550%

Jumbo IRA Certificate

Minimum Balance to Open Account = $100,000

Certificate Term
Minimum Balance to Obtain APY
Dividend Rate
Annual Percentage Yield
Certificate Term 30 day jumbo
Minimum Balance to Obtain APY $100,000
Dividend Rate 0.150%
Annual Percentage Yield 0.15%
Certificate Term 60 day jumbo
Minimum Balance to Obtain APY $100,000
Dividend Rate 0.200%
Annual Percentage Yield 0.20%
Certificate Term 90 day jumbo
Minimum Balance to Obtain APY $100,000
Dividend Rate 0.250%
Annual Percentage Yield 0.25%
Certificate Term 180 day jumbo
Minimum Balance to Obtain APY $100,000
2.182%
2.200%
Certificate Term 360 day jumbo
Minimum Balance to Obtain APY $100,000
1.492%
1.500%
Certificate Term 24 month jumbo
Minimum Balance to Obtain APY $100,000
1.590%
1.600%
Certificate Term 36 month jumbo
Minimum Balance to Obtain APY $100,000
Dividend Rate1.689%
Annual Percentage Yield1.700%
Certificate Term 48 month jumbo
Minimum Balance to Obtain APY $100,000
Dividend Rate1.739%
1.750%
Certificate Term 60 month jumbo
Minimum Balance to Obtain APY $100,000
1.788%
1.800%

IRA Money Maker

(Traditional, Roth, Coverdell Education)

Minimum Balance to Open Account = $0

IRA Term
Minimum Balance to Obtain APY
Dividend Rate
Annual Percentage Yield
IRA Term $0-2,499.99
Minimum Balance to Obtain APY $1
Dividend Rate 0.050%
Annual Percentage Yield 0.05%
IRA Term $2,500.00-9,999.99
Minimum Balance to Obtain APY $2,500
Dividend Rate 0.150%
Annual Percentage Yield 0.15%
IRA Term $10,000.00-24,999.99
Minimum Balance to Obtain APY $10,000
Dividend Rate 0.200%
Annual Percentage Yield 0.20%
IRA Term $25,000.00-49,999.99
Minimum Balance to Obtain APY $25,000
Dividend Rate 0.300%
Annual Percentage Yield 0.30%
IRA Term $50,000.00 and greater
Minimum Balance to Obtain APY $50,000
Dividend Rate 0.499%
Annual Percentage Yield 0.50%

Rates accurate as of

All rates subject to change without notice.  Annual Percentage Yield (APY) is accurate as of the last dividend declaration date.  A penalty fee may apply for early withdrawal.  Fees could reduce earnings on these accounts.