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IRA Rates

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IRA Certificate - Fixed Rates

(Traditional, Roth, Coverdell Education)

Minimum Balance to Open Account = $100

IRA Term
Minimum Balance to Obtain APY
Dividend Rate
Annual Percentage Yield
IRA Term 31 day
Minimum Balance to Obtain APY $100
Dividend Rate 0.050%
Annual Percentage Yield 0.05%
IRA Term 6 month
Minimum Balance to Obtain APY $100
Dividend Rate0.100%
Annual Percentage Yield 0.10%
IRA Term 7 month
Minimum Balance to Obtain APY $100
Dividend Rate3.931%
Annual Percentage Yield4.00%
IRA Term 9 month
Minimum Balance to Obtain APY $100
Dividend Rate 0.100%
Annual Percentage Yield 0.10%
IRA Term 12 month
Minimum Balance to Obtain APY $100
Dividend Rate0.120%
Annual Percentage Yield0.12%
IRA Term 18 month
Minimum Balance to Obtain APY $100
Dividend Rate0.120%
Annual Percentage Yield0.12%
IRA Term 24 month
Minimum Balance to Obtain APY $100
Dividend Rate0.120%
Annual Percentage Yield0.12%
IRA Term 36 month
Minimum Balance to Obtain APY $100
Dividend Rate0.150%
Annual Percentage Yield0.15%
IRA Term 48 month
Minimum Balance to Obtain APY $100
Dividend Rate0.150%
Annual Percentage Yield0.15%
IRA Term 60 month
Minimum Balance to Obtain APY $100
Dividend Rate0.150%
Annual Percentage Yield0.15%
IRA Term 72 month
Minimum Balance to Obtain APY $100
Dividend Rate0.250%
Annual Percentage Yield0.25%
IRA Term 84 month
Minimum Balance to Obtain APY $100
Dividend Rate0.300%
Annual Percentage Yield0.30%
IRA Term 96 month
Minimum Balance to Obtain APY $100
Dividend Rate0.350%
Annual Percentage Yield0.35%
IRA Term 108 month
Minimum Balance to Obtain APY $100
Dividend Rate0.398%
Annual Percentage Yield0.40%
IRA Term 120 month
Minimum Balance to Obtain APY $100
Dividend Rate0.398%
Annual Percentage Yield0.40%
 
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Jumbo IRA Certificate

Minimum Balance to Open Account = $100,000

Certificate Term
Minimum Balance to Obtain APY
Dividend Rate
Annual Percentage Yield
Certificate Term 30 day jumbo
Minimum Balance to Obtain APY $100,000
Dividend Rate 0.100%
Annual Percentage Yield0.10%
Certificate Term 60 day jumbo
Minimum Balance to Obtain APY $100,000
Dividend Rate0.100%
Annual Percentage Yield0.10%
Certificate Term 90 day jumbo
Minimum Balance to Obtain APY $100,000
Dividend Rate0.150%
Annual Percentage Yield0.15%
Certificate Term 180 day jumbo
Minimum Balance to Obtain APY $100,000
Dividend Rate0.150%
Annual Percentage Yield0.15%
Certificate Term210 day jumbo
Minimum Balance to Obtain APY $100,000
Dividend Rate4.139%
Annual Percentage Yield4.15%
Certificate Term360 day jumbo
Minimum Balance to Obtain APY $100,000
Dividend Rate0.150%
Annual Percentage Yield0.15%
Certificate Term 18 month jumbo
Minimum Balance to Obtain APY $100,000
Dividend Rate0.150%
Annual Percentage Yield0.15%
Certificate Term 24 month jumbo
Minimum Balance to Obtain APY $100,000
Dividend Rate0.150%
Annual Percentage Yield0.15%
Certificate Term 36 month jumbo
Minimum Balance to Obtain APY $100,000
Dividend Rate0.199%
Annual Percentage Yield0.20%
Certificate Term 48 month jumbo
Minimum Balance to Obtain APY $100,000
Dividend Rate0.199%
Annual Percentage Yield0.20%
Certificate Term 60 month jumbo
Minimum Balance to Obtain APY $100,000
Dividend Rate0.199%
Annual Percentage Yield0.20%
 
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IRA Money Maker

(Traditional, Roth, Coverdell Education)

Minimum Balance to Open Account = $0

IRA Term
Minimum Balance to Obtain APY
Dividend Rate
Annual Percentage Yield
IRA Term $0-2,499.99
Minimum Balance to Obtain APY $1
Dividend Rate0.050%
Annual Percentage Yield0.05%
IRA Term $2,500.00-9,999.99
Minimum Balance to Obtain APY $2,500
Dividend Rate0.250%
Annual Percentage Yield0.25%
IRA Term $10,000.00-24,999.99
Minimum Balance to Obtain APY $10,000
Dividend Rate0.598%
Annual Percentage Yield0.60%
IRA Term $25,000.00-49,999.99
Minimum Balance to Obtain APY $25,000
Dividend Rate0.847%
Annual Percentage Yield0.85%
IRA Term $50,000.00 and greater
Minimum Balance to Obtain APY $50,000
Dividend Rate0.995%
Annual Percentage Yield1.00%

Rates accurate as of

All rates subject to change without notice.  Annual Percentage Yield (APY) is accurate as of the last dividend declaration date.  A penalty fee may apply for early withdrawal.  Fees could reduce earnings on these accounts.