Skip To Content

Home Equity Loan Rates

Maximum Loan to Value Term in Months APR as Low as
Up to 80% 48-60 2.85%
61-120 3.00%
121-180 3.25%
181-240 3.70%
Up to 90% 48-60 3.35%
61-120 3.50%
121-180 3.75%
181-240 4.20%

 

Maximum Loan to Value Term in Months APR as Low as
Up to 80% 48-60 4.85%
61-120 5.00%
121-180 5.25%
181-240 5.70%
Up to 90% 48-60 5.35%
61-120 5.50%
121-180 5.75%
181-240 6.20%

Rates accurate as of

APR = Annual Percentage Rate. Rates subject to approval. Rates shown are for new loans only and cannot be used to refinance existing ESL equity debt. ESL waives the closing costs for a home equity loan. However, if you close your account within the first 36 months of your account open date, you must reimburse us for actual costs and fees paid in connection with the opening of your account. Minimum loan amount is $5,000.

Payment Examples