Skip To Content

Savings Rates

Daily Dividend Account and Holiday Club Account

Minimum Balance to Open Account: $1

Minimum Balance to Obtain APY
Dividend Rate
Annual Percentage Yield
Minimum Balance$1
Dividend Rate0.050%
Annual Percentage Yield0.05%

Rates accurate as of

All rates subject to change without notice.  Annual Percentage Yield (APY) is accurate as of the last dividend declaration date. Fees could reduce earnings in this account.

Health Savings Account

Minimum Balance to Open Account: $0

Minimum Balance to Obtain APY
Dividend Rate
Annual Percentage Yield
Minimum Balance$1
Dividend Rate0.050%
Annual Percentage Yield0.05%

Rates accurate as of

Rates on variable accounts may change after the account is opened. APY is accurate as of the last dividend declaration date. Fees could reduce earnings in the account. Offering rates may change.

Secured Credit Card Savings Account

Minimum Balance to Open Account: $300

Minimum Balance to Obtain APY
Dividend Rate
Annual Percentage Yield
Minimum Balance$300
Dividend Rate0.050%
Annual Percentage Yield0.05%

Rates accurate as of

All rates subject to change without notice.  Annual Percentage Yield (APY) is accurate as of the last dividend declaration date. Fees could reduce earnings in this account.

First Home Club℠ Savings Account

Minimum Balance to Open Account: $1

Minimum Balance to Obtain APY
Dividend Rate
Annual Percentage Yield
Minimum Balance$1
Dividend Rate0.050%
Annual Percentage Yield0.05%

Rates accurate as of

All rates subject to change without notice.  Annual Percentage Yield (APY) is accurate as of the last dividend declaration date.  Fees could reduce earnings in this account.
First Home Club is a service mark of the Federal Home Loan Bank of New York.

Money Maker Account

Minimum Balance to Open Account: $2,500

Balance Tiers
Minimum Balance to Obtain APY
Dividend Rate
Annual Percentage Yield
Balance Tier $0 - 2,499.99
Minimum Balance to Obtain APY $1
Dividend Rate 0.050%
Annual Percentage Yield 0.05%
Balance Tier $2,500.00 - 9,999.99
Minimum Balance to Obtain APY $2,500
Dividend Rate 0.150%
Annual Percentage Yield 0.15%
Balance Tier $10,000.00 - 24,999.99
Minimum Balance to Obtain APY $10,000
Dividend Rate 0.200%
Annual Percentage Yield 0.20%
Balance Tier $25,000.00 - 49,999.99
Minimum Balance to Obtain APY $25,000
Dividend Rate 0.300%
Annual Percentage Yield 0.30%
Balance Tier $50,000.00 and greater
Minimum Balance to Obtain APY $50,000
Dividend Rate 0.499%
Annual Percentage Yield 0.50%

Rates accurate as of

All rates subject to change without notice.  Annual Percentage Yield (APY) is accurate as of the last dividend declaration date.  Fees could reduce earnings in this account.

Premier Money Maker Account

Minimum Balance to Open Account: $10,000

Balance Tiers
Minimum Balance to Obtain APY
Dividend Rate
Annual Percentage Yield
Balance Tier $0 - 2,499.99
Minimum Balance to Obtain APY $1
Dividend Rate 0.000%
Annual Percentage Yield 0.00%
Balance Tier $2,500.00 - 9,999.99
Minimum Balance to Obtain APY $2,500
Dividend Rate 0.200%
Annual Percentage Yield 0.20%
Balance Tier $10,000.00 - 24,999.99
Minimum Balance to Obtain APY $10,000
Dividend Rate 0.250%
Annual Percentage Yield 0.25%
Balance Tier $25,000.00 - 49,999.99
Minimum Balance to Obtain APY $25,000
Dividend Rate 0.300%
Annual Percentage Yield 0.30%
Balance Tier $50,000.00 - 99,999.99
Minimum Balance to Obtain APY $50,000
Dividend Rate 0.499%
Annual Percentage Yield 0.50%
Balance Tier $100,000.00 - 249,999.99
Minimum Balance to Obtain APY $100,000
Dividend Rate 0.698%
Annual Percentage Yield 0.70%
Balance Tier $250,000.00 and greater
Minimum Balance to Obtain APY $250,000
Dividend Rate 0.896%
Annual Percentage Yield 0.90%

Rates accurate as of

All rates subject to change without notice. Annual Percentage Yield (APY) is accurate as of the last dividend declaration date. Fees could reduce earnings in this account.

Tiered Savings

Minimum Balance to Open Account: $10,000

Balance Tiers
Minimum Balance to Obtain APY
Dividend Rate
Annual Percentage Yield
Balance Tier $0 - $49,999.99
Minimum Balance to Obtain APY $1
Dividend Rate 0.846%
Annual Percentage Yield 0.850%
Balance Tier $50,000.00 - $99,999.99
Minimum Balance to Obtain APY $50,000
Dividend Rate 1.143%
Annual Percentage Yield 1.150%
Balance Tier $100,000.00 - $249,999.99
Minimum Balance to Obtain APY $100,000
Dividend Rate 1.292%
Annual Percentage Yield 1.300%
Balance Tier $250,000.00 - $999,999.99
Minimum Balance to Obtain APY $250,000
Dividend Rate 1.390%
Annual Percentage Yield 1.400%
Balance Tier $1,000,000.00 and greater
Minimum Balance to Obtain APY $1,000,000
Dividend Rate1.440%
Annual Percentage Yield 1.450%

Rates accurate as of

All rates subject to change without notice.  Annual Percentage Yield (APY) is accurate as of the last dividend declaration date.  Fees could reduce earnings in this account.