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A dollar saved is more dollars earned when you put your money in an ESL Certificate — an option that’s as secure as a traditional personal or business savings account, but yields higher dividends.

1. The Annual Percentage Yield (APY) is accurate as of (3/14/19). To obtain the 2.50% APY for an 11-month certificate, you must open the certificate with a minimum of $500. A penalty may apply for early withdrawal. Fees may affect earnings. This rate may be withdrawn or is subject to change without notice. APY is available for money not on deposit with ESL in the past 30 days. 2. Qualification for the Owners’ Dividend is subject to eligibility requirements. Payment of a Dividend is not guaranteed.