Visa® Rewards for Business

You can earn points for valuable rewards simply by using your ESL Visa® Business Credit or Check Card. Then you can easily redeem your points for merchandise, airfare, travel packages, and more. It’s another ESL extra.

I earn more with reward points for merchandise and business travel.

See what kinds of rewards you can earn!
Browse Rewards
  • Earn Points

    You’ll earn points for qualifying business purchases made with your ESL Visa Business Credit or Check Card. All point-of-sale (POS) purchases and signature purchases are eligible, as well as some cash transactions.

    Points are awarded as follows:

    • One point for every $1 in a qualifying cash transaction made with your business credit card.
    • One point for every $1 in a qualifying cash transaction made via a signature debit purchase with your business check card.
    • One point for every $2 in a qualifying cash transaction made via a PIN debit purchase with your business check card.
     
  • Redeem Points

    Once you earn your Visa Rewards Points, you can easily redeem them for merchandise, airfare, travel packages, and more.

    • For merchandise rewards, redeem your points online at www.scorecardrewards.com or by calling Rewards Headquarters at 800.854.0790.
    • For travel rewards, airline tickets, vacation packages, and cruises, call a Travel Service Representative at 855.483.5005 or use the online travel booking site at www.scorecardrewards.com.
     
  • Track Points

    Want to find your up-to-date point balances? Here’s how to do it:

    • Visit www.scorecardrewards.com.
    • Call 800.854.0790.
    • Check your monthly statement that’s mailed directly to you every quarter.

    Additional Information

    Your points will always expire on the last day of March following 60 months from when they are earned. 

    • For example, your points earned in January 2015 will reach the 60-month mark in January 2020. These points will expire the last day of March 2020.

    Bottom line? Your ESL Visa Rewards Points will be valid for several years. Which will give you plenty of time to redeem them.

     
  • Fees

    Visa® Business Check Card Fees

    Fee Type
    Description
    Fee
    Fee TypeAnnual Fee
    DescriptionNo annual fee if you do not participate in the Rewards Program
    FeeNone
    Fee TypeAnnual Fee for Rewards
    DescriptionAnnual fee for ScoreCard Rewards® if you participate in the Rewards Program
    Fee$50.00 per year
    Fee TypeReplacement Fee
    DescriptionRequest a new card to replace an existing card
    FeeFree
    Fee TypeRush Order
    DescriptionExpedite receiving a replacement card
    Fee$15.00
    Fee TypeInternational Service Assessment
    DescriptionYou make a purchase in a foreign currency (in person or online)
    Fee1% of transaction amount

    Fees may change. 

     

    ATM Fees

    Fee Type
    Description
    Fee
    Fee TypeESL Owned ATMs
    DescriptionFees for ATM transactions at ESL owned ATMs. These include transactions such as withdrawals, deposits, and balance inquiries.
    FeeFree
    Fee TypeNon-ESL Owned ATMs
    DescriptionFees for ATM withdrawals at non-ESL owned ATMs. You are charged by ESL and potentially the owner of the ATM when you use a non-ESL ATM.
    Ways to avoid fees- Choose the cash-back feature at many retail stores when using your ESL Business Visa Check Card and entering your PIN.View debit card information
    Fee$1.50
    Owner of ATM may also charge a fee.

    Fees may change. 

     

     
  • How to Enroll

    All you have to do is enroll in the ESL Visa Rewards Program when you apply for your ESL Visa Business Credit Card or ESL Visa Business Check Card

    It only takes a few minutes. Then you’ll be ready to earn points you can redeem for some great rewards.

    For more information:

    We look forward to helping you take advantage of another ESL extra.