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Business Overdraft Services

ESL offers several helpful ways to manage and avoid overdrawing your business checking account.

Each overdraft service we offer will give you peace of mind and help to: 

  • Avoid bouncing checks
  • Avoid merchant late fees and returned item fees
  • Eliminate the embarrassment of returned checks
  • Eliminate the need to make alternate payment arrangements
  • Protect your good credit rating

1 Fee of up to $5.00 is charged. The overdraft fee can be imposed on checks, ACH, Bill Pay transactions, and ESL Visa Business Debit Card transactions that exceed the balance in your checking account. You must bring your account to a positive end-of-day available balance at least once every 20 days. ESL will not pay an overdraft if you do not meet the eligibility requirements.