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Business Certificate Rates

Certificate – Fixed Rates

Minimum Balance to Open Account:
$5,000 (terms less than 45 days) or $500 (terms greater than 45 days)

Certificate Term
Minimum Balance to Obtain APY
Dividend Rate
Annual Percentage Yield
Certificate Term 7 day
Minimum Balance to Obtain APY $5,000
Dividend Rate 0.050%
Annual Percentage Yield 0.05%
Certificate Term 14 day
Minimum Balance to Obtain APY $5,000
Dividend Rate 0.050%
Annual Percentage Yield 0.05%
Certificate Term 21 day
Minimum Balance to Obtain APY $5,000
Dividend Rate 0.050%
Annual Percentage Yield 0.05%
Certificate Term 31 day
Minimum Balance to Obtain APY $5,000
Dividend Rate 0.050%
Annual Percentage Yield 0.05%
Certificate Term 60 day
Minimum Balance to Obtain APY $500
Dividend Rate 0.050%
Annual Percentage Yield 0.05%
Certificate Term 3 month
Minimum Balance to Obtain APY $500
Dividend Rate 0.100%
Annual Percentage Yield 0.10%
Certificate Term 6 month
Minimum Balance to Obtain APY $500
Dividend Rate 0.200%
Annual Percentage Yield 0.20%
Certificate Term 11 month
Minimum Balance to Obtain APY $500
Dividend Rate 1.985%
Annual Percentage Yield 2.00%
Certificate Term 12 month
Minimum Balance to Obtain APY $500
Dividend Rate 0.399%
Annual Percentage Yield 0.40%
Certificate Term 18 month
Minimum Balance to Obtain APY $500
Dividend Rate 0.549%
Annual Percentage Yield 0.55%
Certificate Term 24 month
Minimum Balance to Obtain APY $0-$49,999.99
Dividend Rate 0.698%
Annual Percentage Yield 0.70%
Certificate Term 30 month
Minimum Balance to Obtain APY $50,000-$249,999.99
Dividend Rate 2.477%
Annual Percentage Yield 2.50%
Certificate Term 36 month
Minimum Balance to Obtain APY $250,000+
Dividend Rate 0.947%
Annual Percentage Yield 0.95%
Certificate Term 48 month
Minimum Balance to Obtain APY $500
Dividend Rate 1.195%
Annual Percentage Yield 1.20%
Certificate Term 60 month
Minimum Balance to Obtain APY $500
Dividend Rate 1.640%
Annual Percentage Yield 1.65%
Certificate Term 72 month
Minimum Balance to Obtain APY $500
Dividend Rate 1.689%
Annual Percentage Yield 1.70%
Certificate Term 84 month
Minimum Balance to Obtain APY $500
Dividend Rate 1.739%
Annual Percentage Yield 1.75%
Certificate Term 96 month
Minimum Balance to Obtain APY $500
Dividend Rate 1.788%
Annual Percentage Yield 1.80%
Certificate Term 108 month
Minimum Balance to Obtain APY $500
Dividend Rate 1.837%
Annual Percentage Yield 1.85%
Certificate Term 120 month
Minimum Balance to Obtain APY $500
Dividend Rate 1.887%
Annual Percentage Yield 1.90%

Rates accurate as of


All rates subject to change without notice.  Annual Percentage Yield (APY) is accurate as of the last dividend declaration date.  A penalty may apply for early withdrawal.  Fees could reduce earnings in this account.