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Online Bill Pay

When you run a business, finding smart ways to save time is important. ESL Online Bill Pay service can help; with it, you can pay bills to any business or individual in the U.S. 24/7. So you have more time for everything else you have to do.

I pay my bills whenever it’s most convenient for me.

Use online Bill Pay today.
Sign in to Online Banking
  • Features & Benefits

    With online Bill Pay, you can make payments — quickly and easily — with funds from your ESL business checking account. And here’s something else you’ll like. There’s no charge for this safe, secure, timesaving service.

    • Timesaving convenience. Make payments when and where you want right from your computer.
    • Improved control. You can easily schedule recurring and one-time payments. You can also set up automatic payments.
    • Valuable reporting capabilities. Quickly create reports of all the payments you’ve made.
    • Built-in security. Your transactions will be protected by the same encryption we use for Business Online Banking.
    • Online simplicity. You can receive, view, and pay bills electronically whenever it’s most convenient for you.

    Online Bill Pay from ESL. It’s another way we mean business.

  • Specifics

     It’s Easy to Access Online Bill Pay from ESL

    1. Make sure you have an ESL business checking account and that you’re a registered user of Business Online Banking and Bill Pay.
    2. Sign in to Business Online Banking, and click Bill Pay.
    3. Follow the simple, straightforward online directions.
    4. Funds for payments will be deducted from the business checking account linked to your Bill Pay service within two business days of the date payments are scheduled.

    Additional Information

    • When your payees are set up for electronic payments, their payments are sent through the Automated Clearing House (ACH) system. A check is sent if a payee is not set up for electronic payments. 
    • The maximum payment amount for each bill is $9,999.99.
    • The daily maximum for all bills paid is $19,999.99.
    • Fees may apply to certain business checking accounts. For details, see our Business Fee Schedule.
    • Learn more in our Business Bill Pay Quick Help Tips.
  • How to Sign Up

    Ready to Sign Up for Online Bill Pay?

    • Speak with an ESL representative at any ESL branch.
    • Call 585.336.1000.
    • Use chat banking.
    • Complete and sign the Business Online Banking Request Agreement. Drop off signed agreement at any ESL branch or mail to:
      ESL Federal Credit Union
      Payment Operations Department
      P.O. Box 92827
      Rochester, NY 14692

    • Once we receive your signed agreement, we'll help you quickly complete the one-time registration process.

    We look forward to helping you save time and simplify money management with online Bill Pay from ESL, the local financial services leader that answers to you.