Term Loans for Businesses

Make an important purchase. Acquire a strategic asset. Invest in the future. Do all this with an ESL Business Term Loan.  We can help you take advantage of programs to help build your business from the SBA and other sources, too.

I found a great rate, an easy application, and many payment options at ESL.

Apply for an ESL Business Term Loan today.
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  • Features & Benefits
    • Competitive fixed and variable interest rates.
    • A variety of terms up to 10 years.
    • Balances qualify for our unique Owners’ Dividend.*
    • A variety of convenient payment options: in branch, online, and electronic. 
    • Minimum loan amount: $5,000.
    *Qualification for the Owners' Dividend is subject to eligibility requirements. Payment of a Dividend is not guaranteed.
     
  • Specifics

    ESL provides a variety of convenient payment options:

     
  • How to Apply

    Ready to apply for an ESL Business Term Loan?

    We look forward to helping you borrow for the future of your business today.

     
  • Rates

    Term Loans for Businesses

    Business Lending Relationships ≤ $100,000
    Annual Percentage Rate (APR)
    Business Lending Relationships ≤ $100,0002-3 Years Fixed
    Annual Percentage Rate (APR)5.29%
    Business Lending Relationships ≤ $100,0004-6 Years Fixed
    Annual Percentage Rate (APR)5.55%
    Business Lending Relationships ≤ $100,0007-10 Years Fixed
    Annual Percentage Rate (APR)5.75%
    Business Lending Relationships ≤ $100,000Variable
    Annual Percentage Rate (APR)Prime Rate + 1.75%

    For lending relationships exceeding $100,000, please contact us at 585.336.1315 or complete an online request.

    Rates accurate as of

     
    .
    As of 12/15/16, the Prime Rate was 3.75%.
     

GROW YOUR WAY

Get special rates on ESL Business Line of Credit and Term Loans and grow your business your way.


Offer Ends April 15 >

Earn $125

When you open a Business Classic Checking account and make $1500 in qualifying deposits. Offer ends March 18.


Learn More >