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How to Apply for a Small Business Loan

Whether you stop in to your local branch, call, or chat with us, an ESL representative can help you determine the lending option that best fits your business needs and work with you to complete your application.

No matter which convenient option you choose, our application process can be quick and easy if you take the following steps before you begin.

Step 1: You must be an ESL business member

Not an ESL business member yet? No problem! Here’s what you’ll want to know:

Step 2: Be ready with applicable financial information

Step 3: Talk with us to get started

Choose from several convenient options to connect with an ESL representative:

Visit any ESL Branch

We can take your application and answer any questions you may have. To save time, complete the application prior. And remember. With [current branch count] branches in the Greater Rochester area, it’s easy to find an ESL location close to you.

Find a Branch Location

Call Us

We’ll answer your questions and connect you with the right ESL team member to submit your application. Call us at 585.336.1000 or 800.848.2265.

Call Us

Use Chat Banking

Here’s another easy way to get the answers and information you need. And remember: We’ll be happy to connect you with the right ESL team member to submit your application.