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Apply for a Mortgage

Be prepared with the documentation you need to apply.

Apply Online

Applying for an ESL mortgage online is fast, easy, and completely secure. You can apply for most of our conventional and FHA products, and if you need assistance we’ll be able to view the application you’ve started and assist with questions. So go ahead—click and get started now!

APPLY ONLINE

Check the Status of Your Mortgage Application

Easily check the status of your mortgage application by clicking the button below. You may also call 585.336.1502 or 800.848.2265.

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Call Now

Want to talk over the process with one of our specialists? Call 585.336.1502 or 800.352.6669 x1502 to speak with a helpful member of our Mortgage Team.

 

Information and Documentation

In preparation for your mortgage application please begin to gather, and be prepared to eventually make available, the following documents:

  • Income for all borrowers – your W2s and tax return will provide this information.
  • Banking information – banking statement information that include bank name, your name, account number, current balance, and 30 days transaction history.
  • Estimate monthly expenses – Write down your monthly expenses like rent, mortgage, utilities, credit cards, and additional expenses.
  • Estimate funds available for down payment (excludes closing costs).
  • Estimate for closing cost, property taxes, and insurance.
  • Purchase contract – if available at application.
  • Inspection expenses – receipt/invoice for any/all inspections, if available at application.