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Apply Now Mortgage + Home Equity Financing

Be prepared with the documentation you need to apply.

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Want to talk over the process with one of our specialists? Call 585.336.1502 or 800.352.6669 x1502 to speak with a helpful member of our Mortgage Team.

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Easily check the status of your mortgage application by clicking the button below. You may also call 585.336.1502 or 800.848.2265.

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Information and Documentation

In preparation for your mortgage application please begin to gather, and be prepared to eventually make available, the following documents:

  • Income for all borrowers – your W2s and tax return will provide this information.
  • Banking information – banking statement information that include bank name, your name, account number, current balance, and 30 days transaction history.
  • Estimate monthly expenses – Write down your monthly expenses like rent, mortgage, utilities, credit cards, and additional expenses.
  • Estimate funds available for down payment (excludes closing costs).
  • Estimate for closing cost, property taxes, and insurance.
  • Purchase contract – if available at application.
  • Inspection expenses – receipt/invoice for any/all inspections, if available at application.