Online Money Transfers

We make it easy to transfer money to other ESL members — and you don’t even have to be joint on their account!

Using Member to Member Transfers is free and the money is transferred immediately. All you need is the other member’s account number and last name.

Mobile Banking

1. Tap Transfer.
2. In the To dropdown, you may select a recipient already available or tap Add a recipient to add a new one.

Online Banking

1. Select Transfer.
2. In the To dropdown, you may select from a recipient already available or select Add a recipient to add a new one.

Please note, you cannot set up one-time future transfers or recurring transfers using Member to Member Transfers. If you’d like to set up recurring transfers to other ESL members, please contact us.

Send and receive money with Zelle®

We have partnered with Zelle® to bring you a fast, safe, and easy way to send and receive money with friends, family, and other people you trust. And it’s available right in ESL Mobile or Online Banking!

How to start using Zelle®:

• Log into ESL Mobile or Online Banking
• Select ‘Send Money with Zelle®’
• Accept Terms and Conditions
• Select your U.S. mobile number or email address and deposit account

That’s it! You’re ready to start sending and receiving money with Zelle.®

Using Zelle® is:

• Fast – send money directly from your account to theirs, typically in minutes¹
• Safe – Send and receive money with Zelle® right from ESL Mobile or Online Banking
• Free – There are no fees to send money with Zelle® from ESL Mobile or Online Banking

Learn more

See all Zelle® FAQs

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
1: U.S. checking or savings account required to use Zelle.® Transactions between enrolled consumers typically occur in minutes.

Transfers to External Accounts allows you to transfer funds to and from your ESL checking, savings, or HSA account to any external financial institution checking, savings, or investment account on which you are authorized to transact.

You can access Transfers to External Accounts in ESL Mobile and Online Banking.

• Mobile banking – tap on ‘More’ then ‘Transfer To/From Your External Account’
• Online banking – hover over ‘Account Transfer’ then click on ‘Transfer To/From Your External Account’

Once you complete the registration process and your account is verified, you may transfer money between your accounts.

For your protection, there are limits in place for how much can be transferred:

• Standard and Next Day (Inbound and Outbound)
  • $25,000 per day
  • $50,000 per rolling 30 days
• Instant (Inbound and Outbound)
  • $5,000 per day
  • $15,000 per rolling 30 days

*Instant transfers may not be available for all financial institutions.